Temporary Overdraft

The FirstBank Temporary Overdraft The Temporary Overdraft product is a short term credit facility designed for SME customers of the Bank to augment working capital against the customers’ cash flow


  • Facility Tenure: Maximum of 30 Days
  • Targeted at duly registered businesses
  • Customer/ Business has been operating for at least 24months


  • To help meet brief shortfalls in working capital requirements

Required Documentation

  • Application letter
  • Certificate of registration of business entity
  • Completed loan application form

Who Can Apply?

  • SMEs who have maintained an active current account with the Bank

To apply for the Temporary Overdraft,

  • Visit the nearest FirstBank Gambia branch

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